Managing your Stripe Connection Settings (Payment Account, Fees Automation etc.)

This guide covers how to access and update your Stripe Connection settings in Xero.

Managing your Stripe Account settings (2026 Dashboard Update)

Step 1: Open your Xero Dashboard and navigate to Organisation Settings > Online payments

Once you’ve logged into your Xero account, from the Xero Dashboard Home page, click on the name of your Organisation at the top-left of your screen, then click Settings:

Your Organisation Settings will now open, look to the centre of your screen, under the Sales section click the Online payments option (sixth option from the top):

Step 2: Open Connected services and click Edit

Once the Online payments menu loads, look to the top-left of your screen and click on the Connected services tab. You’ll now see a table containing your connected payment services, at the end of the Stripe row, click on the blue Edit text:

Step 3: Edit your Stripe connection settings

After clicking Edit, a panel will appear at the centre of your screen containing your Stripe connection settings:

Stripe connection settings breakdown

Let’s break down each of Xero’s Stripe connection settings:

Account name

The label you’ll see in Xero for this payment service. Purely cosmetic; use something clear like “Stripe.”

Payment account

The bank account you have connected to Xero that receives Stripe payouts. This drives reconciliation – Stripe deposits will match to this account’s bank feed.

Automate my fees

When toggled on, Xero auto-posts Stripe processing fees from payouts to your chosen fees account, so you don’t have to journal them manually.

Fees account

The expense account where Stripe fees are recorded (e.g., “511 – Stripe Fees”). Keeps reporting clean and fees out of revenue.

Charge my customers a card processing fee

Adds a surcharge to payments so your net receipt equals the invoice total. (Regional limitations apply, consult with your Accountant before enabling/disabling).

Credit card logos to appear on your invoice

Controls which card badges show on the invoice’s Pay Now page (e.g., American Express/Discover/JCB/Diners are optional). These checkboxes are for visual purposes only, actual acceptable Payment Methods/Accepted Cards are set in your Stripe account and subject to regional limitations.

Stripe ID

Your connected Stripe account identifier (acct_…). Handy for support and confirming you’re linked to the right Stripe account.

Remove Stripe from this Xero organisation

Disconnects Stripe for future invoices and payments. Historical records remain; you’re just removing the link between your Stripe and Xero accounts.

Step 4: Click Save

Once you have finished editing your Stripe connection settings, click the blue Save button at the bottom-right of the panel:

Managing your Stripe Account settings (Pre-2026 Dashboard)

Step 1: Open your Xero Dashboard and navigate to Organisation Settings > Payment Services

Once you’ve logged into your Xero account, from the Xero Dashboard Home page, click on the name of your Organisation at the top-left of your screen, then click Settings. Your Organisation Settings will now open, look to the left-hand side of your screen, under the Features section click the Payment services option (second from the top):

Step 2: Open Connected services and click Edit

Once the Online payments menu loads, look to the top-left of your screen and click on the Managed connected services tab. You’ll now see a table containing your connected payment services, at the end of the Stripe row, click on the blue Edit text:

Step 3: Edit your Stripe connection settings

After clicking Edit, a panel will appear at the centre of your screen containing your Stripe connection settings:

Stripe connection settings breakdown

Let’s break down each of Xero’s Stripe connection settings:

Account name

The label you’ll see in Xero for this payment service. Purely cosmetic; use something clear like “Stripe.”

Payment account

The bank account you have connected to Xero that receives Stripe payouts. This drives reconciliation – Stripe deposits will match to this account’s bank feed.

Automate my fees

When toggled on, Xero auto-posts Stripe processing fees from payouts to your chosen fees account, so you don’t have to journal them manually.

Fees account

The expense account where Stripe fees are recorded (e.g., “511 – Stripe Fees”). Keeps reporting clean and fees out of revenue.

Charge my customers a card processing fee

Adds a surcharge to payments so your net receipt equals the invoice total. (Regional limitations apply, consult with your Accountant before enabling/disabling).

Credit card logos to appear on your invoice

Controls which card badges show on the invoice’s Pay Now page (e.g., American Express/Discover/JCB/Diners are optional). These checkboxes are for visual purposes only, actual acceptable Payment Methods/Accepted Cards are set in your Stripe account and subject to regional limitations.

Stripe ID

Your connected Stripe account identifier (acct_…). Handy for support and confirming you’re linked to the right Stripe account.

Remove Stripe from this Xero organisation

Disconnects Stripe for future invoices and payments. Historical records remain; you’re just removing the link between your Stripe and Xero accounts.

Step 4: Click Save

Once you have finished editing your Stripe connection settings, click the blue Save button at the bottom-right of the panel: